Officials warn of busiest Atlantic hurricane season in 25 years

Forecasters attribute the predictions to warmer-than-average ocean temperatures and the La Niña effect (a tropical weather pattern that occurs when the wind shear in the tropics is lower, allowing storms to develop and intensity with little resistance).

Government and insurance officials are advising Virginia residents to take steps to prepare for severe weather, such as inspecting roofs, clearing gutters, sealing cracks or gaps, trimming or removing weak trees and branches, ensuring sump pumps and drains are working properly, and testing generators and power backups.

"Severe weather and emergencies can happen at any moment, which is why individuals and communities need to be prepared today," said Federal Emergency Management Authority Deputy Administrator Erik Hooks. "Already, we are seeing storms move across the country that can bring additional hazards like tornadoes, flooding and hail."

Residents also should be prepared from an insurance standpoint.

“Take the time to do a household inventory,” to have on hand in case a claim needs to be filed, advised Laurie Gannon, vice president of claims for Virginia Farm Bureau Mutual Insurance Co. “And review your insurance policies with your agent beforehand to ensure you’re properly covered.”

Families also should have an emergency kit ready and ensure their vehicles have a full tank of gas in case of an evacuation.

Emergency kits should include essential items like a 3- to 5-day supply of food, change of clothes, a first-aid kit, battery powered radio, flashlight and batteries, medication, cash and credit cards. Important documents should be secured in a watertight container.